Most People Make Life-Changing Decisions With Less Information Than They Use to Buy a Television
Most people put more research into buying a TV than into decisions that will shape their next 30 years.
They compare screen sizes. Read reviews. Debate features they’ll never use.
Then the same person will:
Switch jobs because the interview felt right. Move countries after one enthusiastic conversation. Start a business without reading the operating agreement. Take on debt they don’t fully understand. Buy a home because the kitchen felt right.
Nobody thinks this is strange.
But it is.
Because life today is far more complex than it looks.
Rules shift. Taxes change quietly. Cross-border issues multiply. Financial products evolve long before people notice.
A small decision today can trigger consequences years later.
Most people don’t see any of this.
Not because they’re careless — but because complexity is invisible until it isn’t.
That’s how people get hurt.
Not from dramatic blow-ups, but from everyday decisions made inside systems they were never taught to navigate.
One document they didn’t read. One assumption that wasn’t true. One signature on autopilot.
That’s all it takes.
When people say, “I wish I’d known this earlier,” it’s almost never about markets.
It’s about structure. Or the lack of it.
Because the biggest risks in your life aren’t the ones you see.
They’re the ones you don’t even know exist.
And intuition — no matter how sharp — was never designed for modern complexity.
Most people aren’t making informed decisions. They’re guessing with confidence.
They copy a friend. Trust the salesperson. Assume the system is simple because they want it to be.
But the world doesn’t get easier just because we want it to be.
If blind spots are guaranteed, then relying on instinct alone becomes expensive.
Not immediately. But eventually.
The smartest people I’ve worked with aren’t fearless.
They’re aware.
They know the world is complicated. They know their blind spots. They know they can’t see the full landscape on their own.
That awareness — more than income or returns — is what protects them.
Because wealth doesn’t come from picking the right investments.
It comes from building a life where good decisions aren’t accidents.
Where complexity doesn’t quietly compound in the background.
That difference is what lasts.
